Products & Services

Explore Our Capabilities

PORTFOLIO ANALYTICS

Knowledge is power — and profits. Get real-time data from your entire payments portfolio and compare it against the industry in all countries and regions.

Learn more about Portfolio Analytics

PORTFOLIO DIAGNOSTIC ENGINE

The easy way to monitor, communicate and correct your portfolio performance with reports delivered right to your desktop.

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BENCHMARKING & REPORTING

Uncover the competitive intelligence you need for effective marketing, merchandising and management and business growth

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SPENDINGPULSE

Get a view of macroeconomic indicators based on near real-time consumer purchasing behavior and stay in-tune with economic trends.

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CUSTOM ANALYTICS

Get the answers to the what, why, when and where of customer behavior with deep consumer insights.

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MERCHANT AGGREGATION SERVICES

Get a clearer picture of your merchants with cleansed data to save money and drive profitable marketing and product strategies.

Learn more about Merchant Aggregation Services

FRAUD MANAGEMENT

Ensure fraud losses stay on target, your revenue is maximized and your customers are protected and satisfied.

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OPERATIONS PERFORMANCE SUITE

Improve your operating efficiency to widen profit margins and enhance customer satisfaction with specialized performance reviews.

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MERCHANT IDENTIFIER

Put an end to DNR disputes and dramatically reduce costs with recognizable merchant descriptors and location information.

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CAMPAIGN MANAGEMENT

Plan effectively, target precisely, budget resourcefully, monitor efficiently and analyze in real time — right from your desktop!

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PAYMENT STRATEGIES

We’ll help you uncover the profit drivers and performance improvements that will have the greatest impact on your card business.

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COMPARATIVE CARDHOLDER DYNAMICS

Get unique, powerful insights about cardholder behaviors and attitudes to develop strategies for success in the marketplace.

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ACQUISITION PROGRAMS

Cut through the clutter to attract new cardholders and improve response rates to your communications across all channels.

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PROPENSITY MODELS

When it comes to effective, targeted marketing, identifying the right cardholders is a top priority. We’ll introduce you to them.

Learn more about Propensity Models

EARLY MONTH ON BOOK

Win credit cardholders over early and they’ll reward you with higher activity and a longer lifecycle.

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PURCHASE CLUSTERS

Gain a deeper understanding of your current customers so you can conceive, offer and deliver the products they want and need.

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CONVERSIONS & UPGRADES PROGRAMS

Keep customers engaged, satisfied and loyal by migrating them to card products that make sense for their lifestyles and behaviors.

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EXISTING CUSTOMER MANAGEMENT PROGRAMS

Build sustained, profitable cardholder relationships that can capture the full potential of your portfolio.

Learn more about Existing Customer Management Programs

CUSTOMER FILE ENHANCEMENT

Get powerful insights you can use to better target your customers and improve your marketing ROI.

Learn more about Customer File Enhancement

COMMERCE INNOVATION CENTER

Your decision-makers. Our thought-leaders. Together we’ll turn the top issues facing your business into real, innovative, actionable ideas

Learn more about Commerce Innovation Center

NEW PRODUCT DEVELOPMENT

Looking for ways to deepen the customer relationship? We’ll show you innovative products and enhanced offerings to build loyalty and profits.

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FIND-A-CARD

Get high quality, targeted leads by putting your card products in front of motivated card shoppers online.

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COMMERCIAL CARD SOLUTIONS

Leverage profitable markets that represent opportunity for the credit card business such as small business and mid-to-large corporations.

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TURNKEY MANAGED SERVICES

Ready to go, end-to-end marketing programs that include strategy, data analytics, strategic offers, creative elements, measurement and results. Done.

Learn more about Turnkey Managed Services

CUSTOM MERCHANT SOLUTIONS

Reduce costs while increasing profits with custom campaigns aligned to the unique characteristics of your portfolio.

Learn more about Custom Merchant Solutions

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