Michael Carbone

Mike Carbone is a Global Knowledge Center lead focused on the commercial segment. Having joined MasterCard in September of 2001, Mike brings more than 30 years of financial services experience and over 20 years of commercial payments expertise to the group. He has held various senior marketing, financial, risk and business management positions during his career. He has been responsible for the development of Advisors commercial card payment consulting business through the development and distribution of segment offerings and the development of regional business. To date, the commercial team has delivered consulting projects in 21 countries across all regions of MasterCard.

Prior to joining MasterCard, Mike was with JP Morgan Chase for seven years where he held various senior Commercial Card product and business management positions spanning all business-to-business customer segments and products, including Business Card, Corporate Card and Purchasing Card. Mike is credited with launching the JP Morgan Chase Corporate Card product as well as launching Chase's Rewards for Business small business reward card and the co-brand Business Credit Card product with Office Depot. During his tenure, he was an integral member of the team that acquired and successfully integrated a major Commercial Card competitor, 1st USA Paymentech in 2000.

Prior to JP Morgan Chase, Mike worked for Citibank in the U.S. Consumer and Commercial Card businesses. He gained marketing, financial, risk management and general management experience during his twelve years with Citibank. Mike is credited with launching Citibank's U.S. and Canada large market commercial card business within the Global Transaction Services business with the introduction of both Corporate and Purchasing Card products in 1992.